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News About Credit Reports That May Affect You

Thursday, August 28, 2008

New Arizona law on credit freezes taking effect The big three credit reporting agencies - Equifax, Experian and TransUnion - already allow people to freeze their credit reports for a fee - free for identity theft victims - but the new Arizona and versions enacted by most other states are more favorable toward consumers in some key respects. Mohave Valley News

June's Top US Online Display Advertisers and Ad Publishers The University of Phoenix ranked second with 4.7 billion, followed by Experian (4 billion), which advertises for a variety of sites, including LowerMyBills.com and FreeCreditReport.com. Seeking Alpha

Wednesday, August 27, 2008

The price of identity theft protection And once your identity has been compromised, good luck clearing your name and your credit report. CNNMoney.com

MySpace Tops in Display Ads The other heaviest advertisers were the University of Phoenix (4.7 billion views), Experian (4 billion), which buys ads for sites like FreeCreditReport.com and LowerMyBills.com, and United Online (3.9 billion), which owns Classmates.com. InternetNews.com

Experian announced to continue fraud alerts, Debix to cover ID theft losses These measures resulted from an aggressive state inquiry of recent consumer complaints over a change in the way Experian was handling fraud alerts it received from Debix. Norwalk Plus Magazine

Breaking news and weekly top stories via email Free credit report! No, really. Lifehacker

Authorized User Piggybacking Reappears in FICO Score Calculation Only Fair Isaac has made this announcement but it's safe to say that the highly competitive nature of the credit reporting industry will compel Experian and TransUnion to quickly implement similar technology. Best Syndication

Data aggregators' 2Q lobbying reached $264000 The group's members and affiliates include the three major credit reporting bureaus Equifax Inc., TransUnion LLC and Experian as well as commercial data brokers such as Alpharetta, Ga.-based ChoicePoint Inc. cbs4denver.com

State guarantees ID-theft protection In addition, they said, Experian, a major credit bureau, has agreed to extend existing fraud alerts for a year for those residents. Connecticut Post

More problems in safeguarding data The state received complaints after some people received letters from credit bureau Experian, rather than the contractor, asking for confidential information in order to continue the monitoring, Rell said. Greenwich Time

Extended protection for those affected by security breach Recently, Rell began receiving complaints that one of the major credit reporting agencies, Experian, was asking those affected to re-enroll for fraud alerts by providing confidential information, even though Debix had promised to provide such alerts per the state contract. WTNH

Jensen Portfolio Keeps It Simple Jensen has held many of the companies in its portfolio for eight years or more, including Abbott Labs (ABT), ADP (ADP), Coca-Cola (KO), Colgate-Palmolive (CL), Equifax (EFX) and Stryker (SYK), among others. Kiplinger.com

Identity Theft Protection To Get Easier In DC Consumers who have not been a victim of identity theft can put a security freeze on their credit file with each of the three major credit bureaus -- Equifax, Experian and Trans Union -- for a $10 fee. NBC 4.com

Tips to Medicare beneficiaries on avoiding identity theft Check your credit report at least once a year. The Daily Citizen

Protect yourself from identity theft For a monthly fee, your credit report is locked. Pacific Daily News

MySpace The McDonalds Of Ad Serving Comscore credits an aggressive June campaign promoting Windows Live Search for the fact that Microsoft out-advertised University of Pheonix, Experian, and United Online. WebProNews

Bad Credit Car Loan Refinance It is important for the borrower to know what a FICO score The FICO score can be checked by obtaining copies of a borrower's financial report from all three nationally recognized reporting agencies: Equifax, Experian, and Trans Union. BigNews.biz (press release)

Microsoft Top Display Advertiser for June The University of Phoenix, an online university, ranked second with 4.7 billion, followed by Experian 4 billion. Seeking Alpha

Microsoft Promotes Live Search in a Big Way On the display advertising front, consistently top-ranked advertisers are Experian and Netflix, which came in third and ninth, respectively, in June, according to comScore. ClickZ News

Quarryville Man Has Identity Stolen Order and closely review biannual copies of your credit report from each national credit reporting agency (Equifax, Experian, and Trans Union). SolancoNews.com

Banks Warn Millions After Laptop With Personal Details Sold on eBay James Jones, of credit reference agency Experian, said people should not panic as the information had not fallen into the wrong hands. RedOrbit

Which credit scores do lenders use? Equifax, one of the big-three credit bureaus, touts the score it sells as the same score that lenders use most to qualify someone for credit. Taylor Daily Press

Alterian Integrates Web Content Management with Email Marketing Its partners, such as Accenture, Acxiom, Allant Group, Cap Gemini, Carlson Marketing, Experian, Epsilon, InfoUSA, LogicaCMG, Merkle, Ogilvy One and Euro RSCG Worldwide, deliver Alterian software alongside their own domain and services expertise to help market leaders such as Princess Cruises, General Motors, Zurich, Astra Zeneca, HSBC, Limited Too, AEGON, Avis, Worldwide Wrestling Entertainment, Dell, Amnesty International and Vodafone integrate marketing processes and drive competitive advantage. Emediawire (press release)

Tuesday, August 26, 2008

MySpace Passes Yahoo As Top US Internet Display Ad Site ( NFLX), Nextag Inc., Experian PLC (EXPN), while FIM's leading brand advertisers were University of Phoenix, Deutsche Telekom AG (DT) and Vonage Holdings Corp. CNNMoney.com

ComScore Stats: Yahoo Still Reaches the Majority of Web Population with Display Ads The data is quite predictable and I believe many of us (I mean, those that choose not to enable any ad blockers in their browsers): Microsoft is the largest advertiser followed by University of Phoenix (advertising its online aducation programs), Experian Interactive (advertising its sites LowerMyBills and FreeCreditReport), United Online (owner of Classmates which pushes ads to web users everywhere), Verizon, AT&T, Deutsche Telekom (T-Mobile owner), Vonage, Netflix, and Ask Network. Profy

: FORECLOSURE - Why Was This Woman Stopped? A housing education resource library was also on the premises filled with educational materials from such organizations as: Equifax, National Endowment for Financial Education, American Express, Visa USA, Inc., Community Reinvestment Committee, Federal Reserve Board of Kansas City, Federal Reserve Board of Chicago, Board of Governors of the Federal Reserve System in Washington, DC, Fannie Mae Foundation, Freddie Mac, HUD and much, much more…This are of counseling was not funded for monies to carry the organization... NewsReleaseWire.com (press release)

Microsoft Ranks as Top US Online Display Advertiser in June university, ranked second with 4.7 billion, followed by Experian (4 Experian Interactive 3,968 1.2 137,915 . eMediaWorld.com Newswire Press Release Distribution Service (press release)

Identity Force Expands Senior Management Team to Meet Surging Demand for Identity Compliance and Protection Services Mike also served as VP of sales at WebbMason, led sales operations at Vertis, Inc., and was a senior vice president at Click Tactics and IXI Corporation, and senior national accounts manager at Equifax. Consumer Electronics Net

Fraud victim finally gets credit report He said he also would notify Experian and TransUnion. Southtown Star

National Multicultural Coalition Releases New Data on Use of Low Limit Credit Cards To illustrate the ability of consumers to re-establish their credit, TransUnion, on behalf of Citizens for Equal Access to Credit conducted an analysis of the "graduation rates" of cardholders over a 24 month period. PR Newswire (press release)

Identity thieves target youngsters One clue that may indicate your child is a victim of identity theft is if he or she has a credit report. Reading Eagle

Junk mail not just nuisance but can lead to identity theft This service is offered by the three major credit reporting bureaus, Equifax, Experian and TransUnion. MyWestTexas.com